APPRECIATED STOCKS, BONDS, OR MUTUAL FUNDS: If you hold assets that have grown in value, transferring them directly rather than selling them may allow you to avoid capital gains tax and donate the full appreciated value—a meaningful gift for both you and the Dharma.

Tax-Smart Benefits of Appreciated Stock

  • Avoid Capital Gains Tax: Donors give the stock directly instead of selling it. That means they don’t pay tax on the gain.

  • Deduction for Full Fair Market Value: They can usually deduct the full current value of the stock (if held more than a year), up to IRS limits.

  • Double Benefit: The charity (KSC) receives the full value, and the donor gets both a larger deduction and avoids capital gains.

donor-advised funds

Donate from your donor-advised fund with Fidelity Charitable, Schwab Charitable, or BNY Mellon Charitable Gift Fund. If you have a DAF through another organization, contact your financial advisor directly.

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Tax-wise methods

Giving wisely allows you to support KSC’s teachings and programs in ways that also benefit you. Through thoughtful planning, your generosity can go further, sustaining the Dharma now and into the future

Wire Transfer & Appreciated Stock

A gift of appreciated stocks, bonds, or mutual funds is more than a donation—it’s a way to sustain the Dharma deep into the future while receiving valuable tax advantages. You may also make secure, fee-free wire transfers to support our teachings and programs. To arrange either, please reach out to our donation team at office@kscashland.org and we’ll provide the necessary bank or brokerage information and help coordinate with your financial advisor.

WIRE TRANSFERS: For donors who prefer sending funds directly from their bank, we accept secure wire transfer contributions. Contact Sophia for wire transfer bank information:

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Benefits of Wire Transfers

  • Convenience & Security: Especially for larger gifts, some donors prefer a direct bank-to-bank transfer rather than writing a check or using a credit card.

  • Lower Fees: No credit card processing fees are deducted, so KSC receives the full donation.

  • Tax Deduction: Donors still receive the standard charitable tax deduction for the gift, just as they would by check or online.

Retirement fund distribution

If you're age 70½ or older and have a traditional IRA, you can make a tax-smart gift to KSC through a Qualified Charitable Distribution (QCD). Instead of taking your Required Minimum Distribution (RMD) and paying taxes on it, you can direct your IRA custodian to send funds directly to us. This distribution isn't considered taxable income, and it can satisfy your RMD for the year. It's a win-win: you support our mission and potentially lower your tax burden.

  • Give up to $105,000 per year (per individual) directly from your IRA.

  • Your gift counts toward your required minimum distribution (RMD).

  • You pay no income taxes on the amount transferred.

  • Simply direct your IRA custodian to send funds directly to us.